• 24-hour assistance: home assistance service 24 hours a day, 365 days a year.

• Third-party liability: coverage for any damage that may be caused to third parties by you or your pets. It also covers any third-party liability which may arise from keeping potentially dangerous animals. Compensation of up to €300,000.

• Lock replacement: we cover any access lock to the home as a consequence of robbery or theft.

• Water damage: coverage for any water damage that happens in the insured home and any damage that may be caused to neighbours.

• Maintenance service: one service a year to make adjustments and small repairs in the home.

• Theft: coverage for theft of the home's property and any damage caused by theft or attempted theft.

• Jewellery and valuable objects: We cover up to €10,000 for jewellery and valuable objects.

• Jewellery up to €10,000: any piece of your jewellery which exceeds the value of €400 must be insured through this optional coverage. In any event, you must include any jewellery that does not exceed this individual value in the insured sum for furniture.

• Valuable objects up to €10,000: any objects whose individual value exceeds €3,000 must be insured through this optional coverage. You must include any valuable objects that do not exceed this individual value in the insured sum for furniture.

• Garden furniture: coverage of up to 5% of the insured sum for furniture.

• Legal protection for second residences.

• Easy to take out: no need to describe valuable objects or jewellery.

• Decide how you want to pay: you can pay for it annually. However, if you so prefer, you can also pay for your insurance monthly, quarterly or half-yearly.

• We indemnify the majority of the goods damaged by an accident with their value as new.

• In the event of an accident, we do not discount any kind of percentage for age or wear and tear, except for appliances, household goods and clothing in second homes.

• Always tailored assistance: call us toll-free at 900 50 50 40 and we will assist you.

• We will attend your most urgent repairs within 24 hours.

• No advances: when the damage suffered is covered by the policy, you won't have to advance any of your own money.

• 24-hour service: home assistance service 24 hours a day, 365 days a year.

It depends on the home insurance option. Consult your insurance's coverage to be sure. In general, however, it tends to include emergency lock, electricity and plumbing repairs.

When we talk about the building we are referring to a home's structure, which may include the walls, the flooring, the ceilings and also any annexes like garages, common areas, patios, storage rooms and its maintenance areas and installations, like central heating and solar energy installations.

The contents include everything that is inside the home, including furniture, objects, appliances, household and personal goods, food or clothing, to mention but a few.