SegurCaixa Auto Selección Terceros

• Compulsory third-party liability: covers material damage and bodily harm caused to third parties. Within the limits set forth by law, the injured party will be compensated for the amount of damages suffered by their person or belongings as a result of a traffic incident for which the driver or owner of the insured vehicle is liable.

• Criminal defence and claims for damage: insures any expenses the insured party may incur as a result of their involvement in an administrative, judicial or arbitration procedure and provides judicial and extrajudicial legal assistance resulting from the insurance's coverage.

• Driver accidents: coverage for death, permanent disability and/or recovery expenses of the insured vehicle's driver. Includes the possibility of increasing the insured sum's basic amount.

• 24-hour travel assistance: to ensure you are also covered for any problems that may arise during your trip, such as on-site technical assistance, vehicle towing, salvage and refuelling, to mention but a few. Roadside assistance in the event of immobilisation due to a breakdown or accident from 0 km through a toll-free telephone number (900), which includes a punctuality and assistance undertaking even on rural or forest tracks.

Consult the SegurCaixa Auto Selection service undertakings here.

• Fine and loss of points handling: we will advise you by telephone about the steps that must be taken in appeals against fines and will handle ordinary appeals against the penalties set forth in the Road Traffic Act. Furthermore, we will reimburse you for the enrolment fees of driver re-education courses to recover points fully or partially, as from the loss of four points.

• Replacement vehicle: an optional guarantee so that, in the event of theft, attempted theft, fire or immobilisation of the insured vehicle as a consequence of an accident and where the time spent in a workshop exceeds 24 hours, you will have a free rental vehicle at your disposal from the first day until the repair is completed. In the case of an accident or damage resulting from attempted theft, up to 12 days. In the case of outright theft, up to 40 days. In the case of fire, up to 20 days.

• Extended travel assistance: in addition to roadside assistance for your vehicle and people, this includes, if necessary, extensive vehicle assistance coverage, such as towing the vehicle.

• In the event of the vehicle being immobilised due to a breakdown or accident in Spain, we will send you the towing service within 60 minutes at most. This service is also available for motorcycles and vans.​

• You can consult the details of this service on our undertakings page.

You can check your vehicle at any time of the year through the network of collaborating workshops. The safety points to be checked are the following:​

• Internal elements: engine oil level, coolant level, brake and clutch fluid level, windscreen washer fluid level, condition of auxiliary belts. ​

• Lights: indicator and emergency lights, brake lights, reverse light, high and low beam positions, headlight adjustment and fog lights. ​

• Tyres: condition and pressure. ​

• Brakes, suspension, steering, transmission and exhaust: shock absorbers, clearances, brake wear, hand brake tension and leaks. ​

• Other: windscreen wipers and safety belt. ​

Third-party liability insurance provides the necessary coverage to handle a problem in the insured party's driving. It includes material damage and bodily harm caused to third parties, coverage for death or permanent disability, and judicial legal assistance services, along with timely roadside technical assistance.

Being sure that the insurance is suitable for the needs and circumstances of each insured party and taking into account not only the basic coverage but also the optional coverage included in the insurance.

Compulsory automobile insurance applies to any cars that have been registered for use on the roads. It covers the most basic risks that such compulsory insurance must have.