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We make things easy

Why choose our household insurance policies?

Why choose our household insurance policies?

We make things easy

Do you have any doubts?

Get in touch with us and we will help you choose your insurance

Frequently asked questions

The answer to all your questions

We respond to your most frequent questions and doubts when it comes to taking out an Adeslas home insurance policy.

It depends on the insurance company. At SegurCaixa Adeslas we offer Segurcaixa Adeslas Home and SegurCaixa Adeslas Home Comprehensive home insurance which have a variety of types of coverage, such as 24/365 assistance, theft, material damage caused by water and urgent repair coverage, in addition to maintenance services, jewellery and valuable object coverage and third-party liability, to mention but a few.

When we talk about the building we are referring to a home's structure, which may include the walls, the flooring, the ceilings and also any annexes like garages, common areas, patios, storage rooms and its maintenance areas and installations, like central heating and solar energy installations.

The contents include everything that is inside the home, including furniture, objects, appliances, household and personal goods, food or clothing, to mention but a few.

Home insurance is not mandatory, except when your home is mortgaged or when the owner demands it in the case of a home with a rental contract.

There are several ways of calculating them, like drawing up an inventory of everything we own and the surface area of the home plus its annexes. One of SegurCaixa Adeslas's professionals will help you calculate your home's building and contents.

 

It is possible to insure a home's contents when rent is being paid. It is also advisable to insure the building against any possible incidents that may occur.

 

The difference is that, whereas robbery involves stealing another person's property using force and violence, theft also consists of taking things which are not yours, but without using violence or intimidation.

 

Yes, our insurance policies include weather damage, though it depends on the types of coverage and the damage suffered due to wind, rain, snow or hail. Consult the types of coverage available in each kind of home insurance.

 

In this case, when it is less than the value of the property, there will be a proportion deducted from the indemnity and, if it is higher, then there will also be an indemnity adjustment according to the damage.

 

Yes, it is possible to make changes to the policy before it expires. At SegurCaixa Adeslas, we make every effort to adapt to each insured party's needs.