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Home insurance coverage

Home insurance policies and, in particular, the SegurCaixa Adeslas policies, cover the following damages:

Damage caused by the different meteorological phenomena

Snow, hail, rain exceeding 40l/m2*h or wind exceeding 80km/h.

Leakages protection in the buildings

Assumes damage caused by leaks in roofs and facades resulting from wear and tear.

Origin of the leakages

Normally the maintenance of terraces, roofs and façades is the responsibility of the insured party themselves, except in cases of semi-detached or terraced houses in which a shared item exist.

The Horizontal Property Law establishes that terraces, façades and roofs are owned by the neighbourhood association, despite the fact that terraces may be of private use and enjoyment. Hence, the neighbourhood association shall be responsible for maintaining these items. This means that should leakages occur through any of these items, the repair of the source of the leakage must be carried out by the neighbourhood association.

If you are affected by a leakage from a facility belonging to the neighbourhood association, SegurCaixa Adeslas offers the Legal Protection coverage through which we will manage the claim against the person that has caused the leakage for them to repair the source and stop the leakages.

Choose the home insurance that best suits your needs

SegurCaixa Hogar

Best value for money option

  • Home assistance 24 hours a day, 365 days

  • Theft coverage

  • Basic continent coverage

  • Damage from fuel spills, leaks and embedded pipes

  • Family civil liability for pets and family members of up to €30,000

  • Maintenance service for small home repairs

  • Professional service, assuming travel expenses

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THE BEST-SELLING INSURANCE

SegurCaixa Hogar Completo

Maximum coverage and protection

  • Home assistance 24 hours a day, 365 days

  • Theft and theft coverage

  • Comprehensive continent guarantee (all accidental risk)

  • Water damage, leaks due to lack of sealing, unclogging and repair of exposed pipes

  • Family civil liability for pets and family members of up to €1.5 million

  • Compensation for acts of vandalism caused by the tenants of the home

  • Maintenance service for small repairs at home

  • Service quality commitments

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