Adeslas Plena Total is a healthcare and dental insurance with an initial term of three years which allows you to access medical, dental, surgical, emergency and speciality care, along with diagnostic resources and hospitalisation through an extensive medical roster of professionals and medical centres.

• Primary Care: General Medicine, Paediatrics and Nursing Care.

• Emergencies at affiliated centres and at home.

• Medical-Surgical Specialities: Allergology, Digestive System, Cardiology, Surgeries, Obstetrics and Gynaecology, Ophthalmology, Medical Oncology and Radiotherapy, Otorhinolaryngology, Clinical Psychology, Rehabilitation, Internal Medicine, Orthopaedics, Urology, etc.

• Diagnostic resources: Clinical Analyses, General Radiology and High-Tech Diagnostic Resources, such as NMR, CT Scans, etc.

• Hospitalisation: Surgical, Medical, Paediatric, ICU, Psychiatric and Day Hospital.

• Implants and Surgical Prostheses: Pacemakers, Internal Orthopaedic Prostheses, Monofocal and Bifocal Lenses, etc.

• Special Treatments: Speech therapy and phoniatrics, laser therapy, chemotherapy and radiation oncology therapy, pain treatment, etc.

• Bone Marrow and Corneal Transplants.

• Other supplementary coverage: Ambulances, Birth Preparation, Podology and Robotic Surgery for prostate and kidney cancer (with a €6,000 excess for cases which meet the required criteria).

• Reimbursement of 50% of rehabilitation and physiotherapy expenses up to a limit of €500 per insured party and annual insurance premium.

• Reimbursement of 50% of podology expenses up to a limit of €200 per insured party and annual insurance premium.

• Reimbursement of 50% of speech therapy and phoniatrics expenses up to a limit of €500 per insured party and annual insurance premium.

• Reimbursement of 50% of the expenses of purchasing medicines dispensed at pharmacies up to a limit of €200 per insured party and annual insurance premium.

• Travel assistance up to a limit of €100,000 per annual insurance premium.

• An annual medical check-up at no additional cost.

• Dental Coverage.

• Service undertakings on authorisation and reimbursement processing with compensation amounting to €200 per insured party and annual insurance premium, which will be paid out if these undertakings are not met.

No copayments or extra expenses for using medical services.

Adeslas Full Total is a health insurance without any copayments designed to offer you access to extensive medical services without any additional expenses.

Immediately access all specialists and medical tests included in this insurance, except those that have a certain waiting period to be able to take advantage of their benefits. These waiting periods will always be between three to eight months. View terms and conditions*. 

The most comprehensive medical insurance includes dental insurance. You will be able to benefit from up to 46 dental services at no additional cost and the rest of services at a low price with no price increases for three years.

At Adeslas you will always have a doctor at your disposal and access to all digital health services so you can manage your health from anywhere at any time:

• Medical roster search engine and online appointments

• Digital card

• Online authorisations and reimbursements

• Video consultations and teleconsultations

• General medical, children's and psycho-emotional counselling

• Tailored health plans

Some medical services require authorisation by Adeslas. Thus, if one of our medical professionals prescribes a medical test, you must submit the prescription to us so we can process its authorisation.

The tests which are subject to medical authorisation are as follows:

• Hospital admissions

• Medical tests

• Rehabilitation

• Clinical psychology

• Authorisation undertaking within at most two business days.

You can request your authorisations quickly and conveniently with a photo in your Health Customer Area. If you so prefer, you can also process your authorisations on the app.

• With health questionnaire.

• Premiums and cost of dental interventions will not increase in the first three years.

• Seniors over the age of 62 are allowed, provided they are included in a policy having at least three insured parties under 60 years of age.

• Discount for number of insured parties.

Comprehensive medical coverage in a health insurance means that it offers a broad range of medical services and treatments covering a variety of medical conditions and care needs. This includes visits to the doctor, medical examinations, hospital procedures, surgeries, prescribed medicines, etc. Hence, a comprehensive health insurance is designed to offer comprehensive protection for your health and well-being, thereby ensuring you have access to the care you need just when you need it.

The main difference between an insurance with copayments and one without copayments is how medical care costs are shared with the insurance company. With an insurance with copayments, you pay a specific amount each time you use a medical service. On the other hand, with an insurance without copayment, you don't have to pay anything at all out of your own pocket when you receive medical care in exchange for paying a higher premium.

A private comprehensive health insurance offers a series of advantages that enhance your healthcare experience:

• Quick and easy access: With a comprehensive insurance, you can access high-quality healthcare without long waiting times, thereby allowing you to receive diagnoses and treatments in a timely way.

• Choice of doctors and specialists: Have the freedom to choose your trusted doctors and specialists, which allows you to receive tailored medical care.

• Extensive coverage: It covers a broad range of medical services and treatments, which gives you peace of mind and financial security in the event of an illness or injury.

• Control over your health: It allows you to make informed decisions about your medical care and to take part in your well-being actively.

• Convenience: You can access medical care at high-quality facilities and hospitals, which contributes to your comfort and convenience during the treatment process.