Advantages
Why choose this insurance?
Adeslas Premier is a health insurance which combines a medical roster with reimbursement of expenses of up to €1,000,000 both in Spain and in the rest of the world. The extra care you need.
Coverage
The health insurance that includes comprehensive coverage without copayment for using the services.
Adeslas Premier is an insurance that allows you to combine the reimbursement of healthcare expenses to gain access to a free choice of medical professionals and centres with the healthcare provided by the Adeslas Medical Roster. In both cases you can take advantage of medical, surgical, emergency and speciality care, as well as diagnostic resources and hospitalisation. Some of this coverage includes:
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Primary Care: General Medicine, Paediatrics and Nursing Care
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Emergencies at affiliated centres and at home
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Medical-Surgical Specialities: Allergology, Digestive System, Cardiology, Surgeries, Obstetrics and Gynaecology, Ophthalmology, Medical Oncology and Radiotherapy, Otorhinolaryngology, Clinical Psychology, Rehabilitation, Internal Medicine, Orthopaedics, Urology, etc.
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Diagnostic resources: Clinical Analyses, General Radiology and High-Tech Diagnostic Resources, such as NMR, CT Scans, etc.
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Hospitalisation: Surgical, Medical, Paediatric, ICU, Psychiatric and Day Hospital.
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Implants and Surgical Prostheses: Pacemakers, Internal Orthopaedic Prostheses, Monofocal and Bifocal Lenses, etc.
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Special treatments: Speech Therapy and Phoniatrics, Laser Therapy, Chemotherapy and Radiation Oncology Therapy, Pain Treatment, etc.
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Bone Marrow, Corneal, Heart, Lung, Liver and Kidney Transplants.
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Other supplementary coverage: Ambulances, Birth Preparation, Podology and Robotic Surgery for prostate and kidney cancer (with a €6,000 excess for cases which meet the required criteria)
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Travel assistance up to a limit of €12,000 per annual insurance premium
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Reimbursement of up to 90% of the expenses of the care received in Spain and abroad up to a maximum of €1,000,000 per person and annual insurance premium.
Reimbursement of expenses
Adeslas Premier allows you to benefit from a worry-free health insurance. Forget about copayments and unexpected expenses as you will have total freedom to make as many visits to the doctor as you need. It's the peace of mind you deserve to take care of your health.
All the guarantees included can be accessed immediately, except those that have a specific waiting period in order to take advantage of their benefits, which may vary from three to eight months.
How it works
All you need to know about your insurance.
Comprehensive coverage in the medical roster and reimbursement of expenses with the following limits: special terms and conditions
At Adeslas you will always have a doctor at your disposal and access to all digital health services so you can manage your health from anywhere at any time:
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Medical roster search engine and online appointments
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Digital card
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Online authorisations and reimbursements
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Video consultations and teleconsultations
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General medical, children's and psycho-emotional counselling
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Tailored health plans
Access these and other health services in your Health Customer Area or on the app.
Find out about all the services available to you here.
Some medical services require authorisation by Adeslas. Thus, if one of our medical professionals prescribes a medical test, you must submit the prescription to us so we can process its authorisation.
The tests which are subject to medical authorisation are as follows:
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Hospital admissions
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Medical tests
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Rehabilitation
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Clinical psychology
You can request your authorisations quickly and conveniently with a photo in your Health Customer Area. If you so prefer, you can also process your authorisations on the app.
Adeslas Dental FAMILY (optional)
In addition, you can gain access to the dental insurance conceived for all your family for just €17.85* a month.
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Extensive dental roster comprised of over 1,600 odontologists.
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Extensive network of more than 190 Adeslas Dental Clinics.
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With the Optima excess, you will save up to 50% on the price you would pay if you accessed the service without being insured by Adeslas.
*Monthly premium valid for a total of three to four insured parties until renewal once a 15% discount is applied when it is taken out with a health insurance policy.
Services
An insurance when you need it most

Do you want to keep visiting your usual dermatologist?

Do you want to have the option of visiting a specialist abroad?

Are you going on a holiday and have an urgent medical consultation?
Access to digital health services
Do you have any doubts?
Get in touch with us and we will help you choose your insurance
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Frequently asked questions
The answer to all your questions
We sort out all the most frequent doubts when it comes to taking out an Adeslas private health insurance policy.
It is a type of medical policy through which you can go to a doctor or centre which does not form part of the Adeslas Medical Roster. The insured party pays for the amount of the consultation and Adeslas will subsequently reimburse them a percentage of the invoice's amount.
Go to your Health Customer Area to request a reimbursement. You will find a direct link to reimbursement requests at the top of the page in the middle. The reimbursement request process is initiated by clicking on the blue "request reimbursement" button.
The maximum time limit to receive a reimbursement of expenses is 15 calendar days as from the date all the complete and right documentation is received. Remember that one of the new features is that you can see the status of your requests by going to reimbursements.
No, the full amount is not reimbursed. The insurance company covers 90% of reasonable and usual expenses of the healthcare received by the insured party in Spain.
The Adeslas Medical Roster includes all the medical professionals and centres you can access through your Adeslas health insurance. If your insurance is a reimbursement insurance, you can choose professionals and centres that do not belong to the Medical Roster which Adeslas places at your disposal. The reimbursement option gives freedom of choice, but obliges you to advance the consultation or service fee. Adeslas will subsequently reimburse you a percentage thereof.
Yes, there is a maximum limit. This limit varies depending on the reimbursement insurance you choose. In the case of the Adeslas Premier insurance, the limit amounts to up to €1,000,000. Access all reimbursement insurance policies here.
Healthcare abroad as a consequence of a supervening illness or accident during a trip is included: medical, surgical, pharmaceutical or hospital care are covered. This coverage also includes: emergency odontology expenses, medical transfer or medical repatriation, return-trip expenses after discharge from hospital, etc.